Fish Farmers’ Attitude Toward Agricultural Insurance Scheme in Ondo State Nigeria
AbstractThe study assessed fish farmers’ attitude towards Agricultural Insurance Scheme (AIS) in Ondo State, Nigeria. A three-staged sampling procedure was adopted to select the respondents for the study. Ondo State is divided into four agricultural zones namely; Ondo zone, Owo zone, Ikare zone and Okitipupa zone. At the first stage, two LGAs were purposively selected from each of the four agricultural zones based on their pronounced involvement in fish farming. The second stage involved a random selection of two communities from each of the selected LGAs making a total of sixteen communities. The last stage was a proportionate sampling of 20 percent of the fish farmers in the sixteen communities making a total of 295 respondents out of 1728 registered fish farmers in Ondo State. Data were obtained through structured questionnaire were analysed using descriptive statistics and mean score from a five point Likert type of scale. The study showed the mean age of fish farmers to be 44.6±10.1years and majority (83.4%) were married. The mean household size was 5±2 and about 96% was able to read and write. The mean years of fish farming experience was 13.54±11.9 and all of them were smallholders. The study revealed further that that more than half (57.3%) of the respondents had neutral attitude, 23.7 per cent had favourable attitude while 19 per cent had unfavourable attitude towards AIS. They perceived that Insurance belongs to God and not any insurance company (M= 1.8) and that small scale farmer do not really need to insure their farms, (M= 1.8). The study recommended that the respondents should be empowered to increase their scale of fish production as this might change their attitude to the scheme. Also, government should re-subsidize agricultural insurance to enable serious farmers afford the premium.
Key words: Fish, Farmers, Attitude, Agricultural Insurance Scheme
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